Home Buyers Guide
We’ve compiled a handy buyers guide, to give a brief overview of the buying process.
Please work your way through the questions below to give you a starting point specific to your situation.
Do you have a property to sell?
Yes
Book a valuation to establish the value of your property.
Click here to book your valuation.
No
Move on to the next question 
Do you know your budget?
Yes
Move on to the next question
No
Speak to an independent mortgage advisor to find out how much you can borrow.
If you have a property to sell:
Once you have your valuation you can work out how much equity you have to put towards your next purchase (valuation – any outstanding mortgage).
Have you decided on a location?
Yes
Move on to the next question
No
Think about the areas that you might be interested in.
Research amenities in the area and visit different locations. Do some research on crime reports and ofsted reports within each area that you are considering. Make sure to visit at different times of the day to assess traffic and congestion.
Have you decided on a property type that is within your budget?
Yes
Move on to the next question
No
Research what property types are for sale currently within your chosen area.
Consider the pros and cons for different property types and the different periods of construction.
Do you want to do any renovation work?
Yes
Decide how much renovation work you’re prepared to take on.
Ensure you understand material and labour costs well because you will need to factor this within your budget.
It’s important to bear in mind renovation work may need to be paid for in cash (part of your deposit).
Specific mortgage products are available for new- build properties or re-financing once complete.
No
Register for property alerts on both Rightmove and Zoopla.
Once you have a good understanding of your budget and what you want get out and view!
The more you look at the better idea you will get of what your wants and needs are.
